Chase business reconsideration line - Yes, American Express does have a reconsideration line for applicants to call and request a second review of their denied credit card application. The American Express reconsideration line is (800) 567-1083.Amex credit analysts have the authority to overturn a denied application over the phone, but there’s no …

 
This ultimately allows you to be approved for Chase cards, assuming your authorized user accounts put you over the 5/24 rule. Chase's reconsideration phone lines are as follows: Reconsideration (Personal): 888 …. The butcher shoppe pensacola

Is the charge still pending? For credit card charges, please wait 1-3 business days until they post. Pending debit card charges may be disputed by calling 1-866-564-2262. Need more help? Watch our how-to-video for step-by-step instructions on how to submit and track the status of a dispute online. Sign in to get startedCredit card reconsideration is when a credit card company gives a rejected application a second chance. Card issuers might consider reconsideration if your financial situation changed for the better since you first applied or if an honest mistake in processing the application led to your original rejection. Generally, your initial rejection is ...for reference: the recent cards that showed up on the credit report for her were: AMEX (october 2020) CFF (november 2020) CFU (march 2021) i have other cards from previous years and i am at 4/24 currently. there were no other …$95 or $0 Monthly Service Fee. Waive the Monthly Service Fee if you maintain a $100,000 combined average beginning day balance. Open account online, Chase Platinum Business …Chase Ink Business PremierSM Credit Card is best suited for those wanting rich rewards and premium benefits. Credit Cards | Editorial Review Updated May 31, 2023 REVIEWED BY: Trici...There's similar language on the application pages across Amex's entire portfolio of cards, both business and personal. ... You can call Chase's reconsideration line within a few days of your application and ask to shift around credit lines to get approval. You'll then have five credit cards with the same …Dec 26, 2021 · Forgetting about issuer-specific rules. (Photo by Ryan Patterson/The Points Guy) The card I applied for: American Express Platinum Card® for Schwab. Reason for denial: Too many cards opened in the last 90 days. What I learned: Certain application rules like Chase's infamous "5/24" rule are deeply ingrained in my mind. $95 or $0 Monthly Service Fee. Waive the Monthly Service Fee if you maintain a $100,000 combined average beginning day balance. Open account online, Chase Platinum Business …Understanding The Chase Business Reconsideration Process. The Chase reconsideration process is straightforward. But it is helpful to learn the rules of a game before you play. A quick walkthrough: Making the Call: It all begins with dialing the Chase reconsideration line at 1-888-609-7805. This is your entry …Apr 20, 2021 · The automated phone number to check your Chase credit card application status is: 1-888-338-2586. If that doesn’t work, older numbers might work: 1-800-432-3117 and 1 – 800-436-7927 for personal cards. 1-800-453-9719 for Chase business cards. You should be prompted to input your social security number, and then you’ll simply wait to hear ... Business Credit Cards. Find the best business credit card for you. Get rewarded on expenses with new cardmember bonus offers, and by earning cash back rewards, airline miles, or credit card reward points on all your business purchases.Dec 24, 2021 ... ... Business Well http ... Business Grant in 2021 ... DENIED For Chase Credit Card (APPROVED With THESE Steps) | Chase Reconsideration Line.Chase just began offering a $900 cash back welcome bonus for new customers of the Chase Ink Business Unlimited and Ink Business Cash cards. By clicking "TRY IT", I agree to receive...Credit card reconsideration occurs when a consumer requests that their rejected credit card application be given a second chance. Generally, the first rejection comes from a computer – not an employee at the credit card issuer. There are algorithms in place to determine how creditworthy an applicant is. If you’re rejected but still want the ...Chase Private Client $3,000 Cash: J.P. Morgan Self-Directed Investing Up to $700 Cash: Bank of America Checking $200 Bonus Offer: Bank of America Business Checking $200 Bonus Offer: KeyBank Checking $200 Cash: Citi Checking $300 Cash Bonus with required activities. SoFi Checking and Savings Account $325 Cash: Chase …Other cards seem less strict. Use this chart to determine your next steps. If you do have to call recon, call the Chase Business line: 800-453-9719, open 1pm-10pm Monday to Friday. NOTE: It is very common to get "there are no applications for that SS# on file" when calling the Automated Line Status at 1-800-432-3117.The cute and fun part of this story that makes it helpful is that I ran into roadblock after roadblock throughout my journey. Since I was applying for a business card, I found the business-specific reconsideration line (or so I thought) at 1-800-453-9719, that apparently operated Monday through Friday from 1-10 p.m.The Ink Business Unlimited card ranks high on our list of top credit card offers. When you sign-up for this no-annual-fee business card, you can earn a $500 bonus (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases within the first 3 months of account opening. The sign-up bonus has the potential to be much more …2. You may contact the merchant. Merchants may be able to resolve charge errors with a few days, where it can sometimes take banks weeks to resolve. 3. Gather your evidence. When disputing a credit card charge, you'll want to have your receipts, photos and any communication you've made with the merchant to resolve the issue at hand.Sep 2, 2012 ... 1. Call as soon as possible, and within 30 days: · 2. Politely request help with getting your card approved: · 3. Know all your Chase cards and .... Open CFU or CF first. Apply for CSP in 60 days. Benefit here is you can pool your URs from CF and/or CFU onto your CSP. Apply for other cc and establish credit with another creditor. Reapply after a year. Chase needs to see established credit. Also move some money there and open a checking/savings account. Feb 21, 2024 · To contact the Ink Business Cash® Credit Card reconsideration line, call (888) 270-2127. The Ink Cash Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. How to Contact the Ink Cash Card Reconsideration Line. Call customer service at (888) 270-2127. Chase Quick Pay is a banking tool you use to send money to almost anyone in the United States who has a bank account. While there are a few steps required to set it up, it’s design...Chase Business Unlimited - Reconsideration Feedback. Help Needed / Question. Hey all Looking for the feedback. Around 800 FICO and 5% utilization with longest open card 20+ …Chase reconsideration line (my first time) I recently applied for the Chase freedom card on 5/16/20. When I applied I got the 5-7 business day message. I waited a day and called the reconsideration line and I was told that the bank needed my financial income documents. I scanned them in, but they were never received, so I went into the …When I called the reconsideration line I was told ... Chase Premier Business Checking. ... These were all with real business EIN, already had Chase private client ...If yours is like many businesses, you probably have multiple checking, savings and credit card accounts you use day to day. With several accounts, you know how difficult it can be ...800-481-8277 – Business reconsideration line. 877-721-9405 – Personal reconsideration line. 888-266-5111 – Personal credit analyst. (sources: Travel Sort, The Points Guy) Another good source can be the Twitter team at @BofA_Help – though with any kind of complicated scenario, they’re likely to direct you to one of the Bank of America ...Chase Ink Plus for the Wife; she opened her first CC, a Chase Freedom, 9 months ago and a CSP 6 months ago. I described her business to Chase as a Bed and Breakfast. I called the reconsideration line and they said her accounts were too new and would not give her a business line of credit.Learn how to call the Chase reconsideration line for personal and business credit cards and what to say if you are denied or not automatically approved. Find out the different application messages, statuses, and rules that can affect your chances of getting a Chase card. See moreOct 6, 2021 · Chase Reconsideration Line (Business Cards): 1-800-453-9719 Personally, I have called Chase’s Reconsideration Line many times in the past, and for the most part, the results are fairly positive. While it is not 100% successful all the time, it is still worthwhile to try. Called in for the reconsideration, didn't get approved but whatever. However, 10 minutes later I got a notification saying that I got a hard inquiry from chase. Now I didn't see anything saying my credit is gonna get pulled when calling as I was doing research on this ( I guess I didn't do enough homework on this) or I would never call them.DP- Chase Reconsideration Success. I have to say, Chase Recon line’s customer service is awesome! I have gone all-in on the points and miles game lately and have had 2 terrific experiences with Recon at Chase. Cards: CSP 04/2023 Amex Gold 05/2023 CFU 07/2023 CIC 08/2023. Fico 704. We offer access to more than 15,000 ATMs and more than 4,700 branches. Find a Chase branch or ATM near you or schedule a meeting with a banker. Outside the United States 1-713-262-3300. Business Platinum line 1-877-425-8100. Cash management 1-800-606-7615. Chase Ink® business credit card services 1-800-945-2028. Payment Solutions 1-888-886-8869. A Chase Sapphire Reserve and Ink Business Preferred Credit Card combination is perfect for couples who travel. Here's why you and your partner need these cards. The Chase Sapphire ...Apr 20, 2021 · The automated phone number to check your Chase credit card application status is: 1-888-338-2586. If that doesn’t work, older numbers might work: 1-800-432-3117 and 1 – 800-436-7927 for personal cards. 1-800-453-9719 for Chase business cards. You should be prompted to input your social security number, and then you’ll simply wait to hear ... SmartAsset researched and reviewed Chase's mortgage division. See how Chase compares to other large bank lenders as well as small, online-based mortgage companies. Chase is one of ...To contact the Chase reconsideration line, call 1 (888) 270-2127. Calling the U.S. Bank reconsideration line is a way for credit card applicants to request a second review of their application and potentially get their denial overturned. In the case of U.S. Bank, the reconsideration line is the same as the …Feb 20, 2024 · WalletHub, Financial Company. The Bank of America credit card reconsideration process is a way to potentially overturn a rejected Bank of America credit card application, based on updated information. To start the Bank of America reconsideration process, call customer service at (800) 732-9194, as there is no dedicated reconsideration number. The automated phone number to check your Chase credit card application status is: 1-888-338-2586. If that doesn’t work, older numbers might work: 1-800-432-3117 and 1 – 800-436-7927 for personal cards. 1-800-453-9719 for Chase business cards. You should be prompted to input your social security number, and then you’ll simply wait to …Did you know that you can reverse a credit card denial? Yes you read that correctly. If you apply for any chase credit card, and your application was denied,...To write a letter of reconsideration, remind the recipient who you are, and state the reason for your letter. Reiterate your case, and make a request for reconsideration. Include a...Apr 20, 2021 · The automated phone number to check your Chase credit card application status is: 1-888-338-2586. If that doesn’t work, older numbers might work: 1-800-432-3117 and 1 – 800-436-7927 for personal cards. 1-800-453-9719 for Chase business cards. You should be prompted to input your social security number, and then you’ll simply wait to hear ... With the Chase Mobile app, you can: Manage alerts * and paperless statements. Pay bills or schedule when you want to pay bills *. Transfer money across the country. Locate an ATM or branch near you. Make a deposit with Chase QuickDeposit SM *.Contact your credit card issuer. Once you understand the reason why your credit card account has been closed, call your issuer's customer service to ask about reopening the account. When you do, you may be asked to provide some information, such as: Your name. Your Social Security number.Most credit card applications by Chase are approved or denied by an automatic system leaving room for errors and misinterpretation of information. In order to access the line, call 1-888-270-2127 for personal accounts and 1-800-453-9719 for business. The primary reason to contact the line is that your application for a credit card …Did you know that you can reverse a credit card denial? Yes you read that correctly. If you apply for any chase credit card, and your application was denied,...Mar 29, 2014 · Call promptly. If you wait more than a month before calling the reconsideration line you’ll need to submit a new application which will result in another hard credit pull. If you’re denied for a card you should call the reconsideration line as soon as possible. Have a valid reason for wanting the card. You really just want to look for a ... The Chase Business Reconsideration phone number is: (800) 453-9719. Chase Business Reconsideration Line Hours. The Chase Business Reconsideration line is open during the following times: 1:00 pm …Chase Business recon line is 1-800-453-9719 The Chase Ink is a personally secured business card. Application will always result in a hard pull, usually with Experian and maybe a second bureaus as well. ... The reps from the reconsideration line will review the recent credit report pulled without an additional pull as long as the application is ...Your health is the most important thing. It’s more important than your financial situation or your career or anything that you spend time and energy chasing, but it’s also somethin...Reconsideration Line Phone Numbers. The Chase reconsideration line for personal cards is 888-270-2127. The Chase reconsideration line for business cards is 800-453-9719. Learn About Credit Card Points and Miles. Video: July Detailed Update: How We Get To Travel; June Detailed Update: How We Get To Travel; Best Credit Cards for Every …Oct 11, 2020 · Learn how to get your business credit card application approved by showing Chase why you need or want the card and verifying facts about your business. Find out the phone number, hours, and tips for calling the Chase business reconsideration line for different cards. Jan 9, 2020 · So follow the rules below, crush the reconsideration phone call, and watch your miles balance go up. Note: While we’ve used the steps below most frequently for calling the Chase reconsideration line, they also work for other credit card issuers. 1. Chat Up the Credit Card Reps. It seems simple, but these folks put up with a ton of crap each ... What is the Chase Reconsideration Line? Simply put, the reconsideration line is a path to specialized agents that can check your application status for a new card, see if …Learn how to request a reconsideration of your Chase credit card application by calling the dedicated phone number. Find out what documents to prepare, what to say, and what to expect during the process.This ultimately allows you to be approved for Chase cards, assuming your authorized user accounts put you over the 5/24 rule. Chase's reconsideration phone lines are as follows: Reconsideration (Personal): 888 …CSP Reconsideration line Approval. I went in branch to apply for the Chase Sapphire Preffered and was told that it was under review. The nice bank lady called the reconsideration line and was told that I was declined due to to much credit given by chase on my other cards even though they were 3.5k and 2k on each card.What is the Chase Reconsideration Line? Simply put, the reconsideration line is a path to specialized agents that can check your application status for a new card, see if …CSP denial : r/CreditCards. Chase Reconsideration line. CSP denial. I’ve recently started my credit card journey (open a Capital One QS with 15k limit exactly a year ago), and was wanting to go ahead and grab the chase trifecta while I was under 5/24. I applied for an AMEX BCE to cover my grocery and gas spend on a no AF …There is a 1/30 rule guideline (1 card every 30 days) for the business cards, so you want to wait until you're at least past that. You'll get a denial unless you haven't gotten ANY (personal or business) Chase cards in the last 30 days. EDIT: Have seen a fair amount of counter data points for non-UR cards, but it is still a good guideline.Oct 11, 2020 · Learn how to get your business credit card application approved by showing Chase why you need or want the card and verifying facts about your business. Find out the phone number, hours, and tips for calling the Chase business reconsideration line for different cards. Applied for an Ink card, and got the message on the website of "7 to 10 business days" so I thought would mean denial. Got the email saying "Thanks for requesting a new credit card! We'll review your Chase Ink credit card application and be in touch soon." Automated business recon line gives the "2 weeks" message.Fast access to cash. Free up the cash you need to keep your business moving with same-day deposits at no additional cost. Easy to manage. View sales reports, manage and issue … Key features. Securely scan and deposit checks using your smartphone. Easily move funds between your accounts. Quickly send payments to virtually anyone or any company in the U.S. How to get it. Text “mobile” to 24273 to get a link. Download it from the app store on your mobile device. A credit card reconsideration line is a special phone number you can call to speak with customer service after your application for a credit card has been rejected. Some credit card issuers have ...Nov 10, 2022 ... That reconsideration line is a lifesaver!! I've heard of a lot of people getting approved for Chase Ink cards even being over 5/24, so maybe ...Calling reconsideration. Thankfully, Chase has a very friendly reconsideration department that can be reached at 1-888-609-7805. In most cases, the underwriter you speak to has the power to recommend an approval or denial. You can very likely convince the underwriter to approve your application even after getting declined. 2. Chase 2/30 - if you have more than two applications within the past 30 days, Chase will not approve you. Reconsideration Line. When you call the reconsideration line, you're trying to convince the person on the other line to approve the application. You're usually speaking to a credit analyst, so be sure to call during business hours. Jan 9, 2020 · So follow the rules below, crush the reconsideration phone call, and watch your miles balance go up. Note: While we’ve used the steps below most frequently for calling the Chase reconsideration line, they also work for other credit card issuers. 1. Chat Up the Credit Card Reps. It seems simple, but these folks put up with a ton of crap each ... Stay up-to-date on the latest things happening in the fast moving world of small business. Our professional journalists and editors are always on top of the latest trends and small...Jun 5, 2020 · Over the next few days, I moved about $20,000 into a Chase business checking account that I already had open. I called the Chase reconsideration line and explained that this transfer was a goodwill gesture, and that I'd consider moving more money or even some investment accounts over to Chase if my application was approved. So follow the rules below, crush the reconsideration phone call, and watch your miles balance go up. Note: While we’ve used the steps below most frequently for calling the Chase reconsideration line, they also work for other credit card issuers. 1. Chat Up the Credit Card Reps. It seems simple, but these folks put up with a ton of crap each ...Good morning everyone. A few weeks ago, I did an 8 card App-O-Rama.. One of my top credit cards to apply for was the Chase Sapphire Preferred Credit Card. I previously opened a Chase Sapphire Preferred Credit Card back in August 2012 which I then downgraded to the Chase Sapphire (Basic) Credit Card in August 2013 which I then …Jan 28, 2020 · To check your application status online while you are logged into your chase.com online profile, click on the 3 horizontal lines on the top left hand side of your account. If you hover over the lines it will say “Main menu”. The main menu will appear on the left side of your account. Towards the bottom you will see an “Application Status ... If you want a valid reconsideration, you need to call within thirty days of the initial rejection, or you will have to put in a different, new application. You can always opt to put in a new …The Ink Business Unlimited card ranks high on our list of top credit card offers. When you sign-up for this no-annual-fee business card, you can earn a $500 bonus (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases within the first 3 months of account opening. The sign-up bonus has the potential to be much more …Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.Here's how: After signing in, find and select the transaction you are concerned about. Review the transaction details and click Dispute Transaction to start the process. Answer a few questions, review your responses and click Submit dispute. Track your dispute in the Account Menu under Account Services. The Dispute Tracker will …Jan 28, 2020 · To check your application status online while you are logged into your chase.com online profile, click on the 3 horizontal lines on the top left hand side of your account. If you hover over the lines it will say “Main menu”. The main menu will appear on the left side of your account. Towards the bottom you will see an “Application Status ... Here’s a current list of reconsideration phone numbers for the top credit card issuers (keep in mind that these can change frequently): Credit Card Issuer. Reconsideration Phone Number. Chase reconsideration line. 888-609-7805. Capital One reconsideration line. 800-625-7866. American Express reconsideration line.To contact the Chase Slate Edge℠ reconsideration line, call 1 (888) 270-2127. Calling the Slate Edge Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.Or if you're an existing cardmember, you can also call the credit card services line on the back of your card for assistance. Phone number. When to call: Bank of America general customer service line. 800-732-9194. To request a reconsideration or when you need assistance with your Bank of America …Jun 13, 2023 ... The Barclays dedicated reconsideration line is (866) 408-4064. Capital One Application and Reconsideration Line. If you are waiting for a ...An individual can open a checking account with JPMorgan Chase & Co. online at Chase.com. In the Products & Services section, he can choose the type of account he wishes to open, th...Update: 2 week message just changed today : Application is being reviewed / notified in writing within 7-10 business days. Ah well....probably a denial, but I will update with the final decision. Good luck with it. Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685. Message 2 of 5.Dec 29, 2023 · Update: 2 week message just changed today : Application is being reviewed / notified in writing within 7-10 business days. Ah well....probably a denial, but I will update with the final decision. Good luck with it. Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685. Message 2 of 5. Jun 16, 2023 · In order to be approved for any Chase card subject to 5/24, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). Chase credit cards are some of the most popular offerings available — which is why you need to be aware of the 5/24 rule. WYATT SMITH/THE POINTS GUY. The best credit cards come from two primary issuers. These are my favorites. I place a priority on Chase URs, travel, and business spending. Part-Time Money® Make extra money in yo...Sep 25, 2020 · Call 1-800-436-7927. Press 3. It’s an automated line. Chase Reconsideration Phone Numbers. For personal Chase cards, call 1-888-270-2127. You can call during general working hours 7 days a week. For Business Chase cards, call 1-800-453-9719. Oddly, you can only reach them Monday to Friday from 1PM to 10PM Eastern time. Chase and IHG have launched the new IHG Rewards Premier Business card. Here's everything you should know about this new business credit card! We may be compensated when you click o...Chase just began offering a $900 cash back welcome bonus for new customers of the Chase Ink Business Unlimited and Ink Business Cash cards. By clicking "TRY IT", I agree to receive...

Jul 13, 2021 · While some credit card companies offer 24/7 help lines, business hours are generally the best time to call the reconsideration line. Aim to call Monday through Friday between 9 a.m. and 5 p.m. EST. You can also check the credit card issuer's website for its business hours. . Movado heritage series

chase business reconsideration line

Reconsideration (Business): 800-453-9719 What used to be a simple way to get a Chase credit card without being thwarted by the 5/24 Rule was to choose a credit card that was exempt from the Rule. At one point, several of Chase’s co-branded airline, hotel, and retail credit cards were exempt from the rule and could be obtained even if you …To contact the Chase Slate Edge℠ reconsideration line, call 1 (888) 270-2127. Calling the Slate Edge Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.Calling The Chase Reconsideration Line. I had her call the re-consideration line at 1-800-945-2006 and explain the situation. I wasn’t present for the call, but she told me the agent was very clear: ... Take your business elsewhere, Chase sucks, a bank manager begged me to get a Sapphire card and it had a $500 limit on it. I laughed when …If your Chase credit card application is denied or requires further review, a recommended option that can conceivably sway Chase’s decision in your favor is to call their …Paranoid about scam, called Chase Reconsideration line. Hi all, I applied for a Chase Sapphire Preferred card in early December and have not heard anything at all about my application status. After looking online for a number to call for updates, I called this number today: (888) 270-2127. On the call the representative asked …To contact the IHG One Rewards Traveler Credit Card reconsideration line, call 1 (888) 270-2127. Calling the IHG Traveler Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. If you call to request reconsideration from Chase, make sure you are ...Calling reconsideration. Thankfully, Chase has a very friendly reconsideration department that can be reached at 1-888-609-7805. In most cases, the underwriter you speak to has the power to recommend an approval or denial. You can very likely convince the underwriter to approve your application even after getting declined.CSP denial : r/CreditCards. Chase Reconsideration line. CSP denial. I’ve recently started my credit card journey (open a Capital One QS with 15k limit exactly a year ago), and was wanting to go ahead and grab the chase trifecta while I was under 5/24. I applied for an AMEX BCE to cover my grocery and gas spend on a no AF …Chase Private Client $3,000 Cash: J.P. Morgan Self-Directed Investing Up to $700 Cash: Bank of America Checking $200 Bonus Offer: Bank of America Business Checking $200 Bonus Offer: KeyBank Checking $200 Cash: Citi Checking $300 Cash Bonus with required activities. SoFi Checking and Savings Account $325 Cash: Chase …Sep 25, 2020 · Call 1-800-436-7927. Press 3. It’s an automated line. Chase Reconsideration Phone Numbers. For personal Chase cards, call 1-888-270-2127. You can call during general working hours 7 days a week. For Business Chase cards, call 1-800-453-9719. Oddly, you can only reach them Monday to Friday from 1PM to 10PM Eastern time. A pipe chase is a vertical space enclosed by a chase, or false wall, for the purpose of hiding pipes. A properly installed pipe chase can run from the basement to the roof to hide ...Yes, American Express does have a reconsideration line for applicants to call and request a second review of their denied credit card application. The American Express reconsideration line is (800) 567-1083.Amex credit analysts have the authority to overturn a denied application over the phone, but there’s no …Chase just began offering a $900 cash back welcome bonus for new customers of the Chase Ink Business Unlimited and Ink Business Cash cards. By clicking "TRY IT", I agree to receive...Oct 27, 2015 ... Ask to escalate the request as the person who reads secure messages first usually do not have the power to approve you. · Same as any ... Check any notices or materials you received when you completed your application. If you apply for a credit card with Chase, we may provide important updates until we make a decision on your application. If you urgently need an update, please refer to any communications we've sent or call us at 1-888-338-2586. Chase just began offering a $900 cash back welcome bonus for new customers of the Chase Ink Business Unlimited and Ink Business Cash cards. By clicking "TRY IT", I agree to receive....

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