Nov 28, 2023 · Visit our blog for financial tips, fraud information, plus the latest news from Police and Fire Federal Credit Union. Fraud. March 15, 2024. Common Types of Check Fraud. Jan 30, 2024 · Form Module - PFFCU - Police & Fire Federal Credit Union. January 30, 2024. Police And Fire Federal Credit Union ATMs. Surcharge-Free ATMs. Deposit Taking ATMs. Results. Directions. Start Address: End Address: Print; Download To GPS; Fullscreen; Locate. Enter a location: Search by all that apply: …Wilmington Police and Fire Federal Credit Union. Insured depository accounts- Your Shares (savings), Share Draft (checking), and Share Certificates (CDs) are insured up to $250,000.00 per depositor through the National Credit Union Association (NCUA).Credit Disability Insurance on loans- Offered on a member's pay basis. The premium is added …Police Fire FCU Certificate of Deposit has an annual percentage yield of up to 1%, which is higher than the national average for 3-month CDs. $1,000 minimum deposit. This is a typical minimum initial deposit for the certificates we track. Wide selection of certificate terms. Police and Fire Federal Credit Union CD allows you to create a ...Provide the financial institution sending the wire with the following information: Wire to: Police Federal Credit Union. Upper Marlboro, MD. ABA Number/Routing Number: 254075137. Credit to: Your name (the beneficiary) Your Police FCU account number (where you want funds deposited) Through Police FCU, you can send funds from your account …Established in 1938, Police and Fire Federal Credit Union is headquartered in Philadelphia, Pennsylvania. Convenient: 18 branches and 17 ATMs. Capital Base: …General Counsel. Police and Fire. Federal Credit Union. 901 Arch St. Philadelphia, PA 19107-2495. Re: Election to Membership (Your Letter of June 12, 1993) Dear Mr. Klein: You requested an opinion regarding the use of credit reports as a factor to be used in approving a potential member for membership in a federal credit union …Experience full-service banking at our convenient Four Greenwood Square Branch near Parx Casino in Bensalem. 24/7 walkup ATM, instant-issue cards, and more.Police and Fire Federal Credit Union (PFFCU) Customer Service: (800) 228-8801. www.pffcu.org. Police and Fire Federal Credit Union (PFFCU) Routing Number: …Norfolk Fire FCU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Norfolk Fire FCU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different ... For general questions about your PFFCU Visa Credit Card, call us at 800.228.8801 during normal business hours or 855.693.9984 after hours. Complete the form below if you'd like to transfer high-rate balances to your Rewards Visa Credit Card or log in to Online/Mobile Banking and select Credit Card Website from the navigation. No hidden charges. No hidden fees. No Minimum Balance. No Monthly Service Fees or Per Check Charges. Unlimited check writing on available funds. The signature Police FCU VISA® Check Card/ATM card (no annual fees) – use network of surcharge-free ATMs. Access accounts, pay bills, make loan payments via online banking and Audio …To pay your loan from another financial institution in Online/Mobile Banking, you must first call us at 215-931-0300 or 800-228-8801 to enable this option:Download the SecurLOCK app for real-time monitoring of your Police FCU credit card transactions. Protect your home computer with a firewall and antivirus software. Use multi-authentication for account logins and avoid using the same passwords for multiple websites. When possible, use fingerprint security to limit fraudulent access. You are leaving our website. By clicking Accept, you acknowledge you are navigating away from our website to a website that we do not control. Police and Fire Federal Credit Union accounts, loans, and other services are available only to members of the Police and Fire Federal Credit Union. If you would like to see if you qualify for membership, please review our online membership information, or contact one of our Telephone Member Service Representatives at (215) 931-0300 or (800) 228 ...See 8 photos and 3 tips from 197 visitors to Police & Fire Federal Credit Union. "They don't always stagger their lunch breaks, so if u need 2 speak..." Credit Union in Philadelphia, PA. ... police and fire fcu philadelphia • police and fire federal credit union philadelphia • police & fire federal credit union roxborough philadelphia;Mar 17, 2020 · If you’re a member of the Police and Fire Federal Credit Union (PFFCU) your routing number is 236084285. You can find this number in a few different places and use it for several different financial transactions. What Is a Routing Number? A routing number is an identification number for a bank, credit union, or other financial institution. Police Fire FCU Certificate of Deposit has an annual percentage yield of up to 1%, which is higher than the national average for 3-month CDs. $1,000 minimum deposit. This is a typical minimum initial deposit for the certificates we track. Wide selection of certificate terms. Police and Fire Federal Credit Union CD allows you to create a ...Central Jersey Police & Fire Federal Credit Union. We are conveniently located at 2430 Hamilton Ave. Hamilton, NJ 08619Nov 17, 2023 · Visit our blog for financial tips, fraud information, plus the latest news from Police and Fire Federal Credit Union. Fraud. March 15, 2024. Common Types of Check Fraud. Download the SecurLOCK app for real-time monitoring of your Police FCU credit card transactions. Protect your home computer with a firewall and antivirus software. Use multi-authentication for account logins and avoid using the same passwords for multiple websites. When possible, use fingerprint security to limit fraudulent access. Fire Police City County Federal Credit Union This section of the page contains a carousel that visually displays various slides one at a time. For screen reader users, pausing the slider will allow the slides to be announced simply when you use the carousel navigation buttons. You can open a share certificate with as little as $500. Federally insured. Share certificates are federally insured by the National Credit Union Administration (NCUA), a US government agency. Each account is federally insured up to $250,000, so you know your funds are safe and sound. 301-817-1200 or toll free at 877-278-PFCU (7328).Provide the financial institution sending the wire with the following information: Wire to: Police Federal Credit Union. Upper Marlboro, MD. ABA Number/Routing Number: 254075137. Credit to: Your name (the beneficiary) Your Police FCU account number (where you want funds deposited) Through Police FCU, you can send funds from your account …Police and Fire FCU - 3338 South Broad Street, Philadelphia, PA Map Stadium Branch. Find Nearby Branches. Nearby Police and Fire Federal Branches. Main Office. 901 Arch St Philadelphia, PA Open Today. 3.3 miles. Haverford Avenue Branch. 7501 Haverford Ave Philadelphia, PA Open Today. 7.0 miles. Springfield Branch.Rates range from 1.74%-14.24% APR for new vehicles and 1.99%-16.24% APR for used vehicles. Loan terms range from 36 to 84 months. Loan amount up to $100,000. **Restrictions may apply depending on vehicle model year, type, NADA value, borrower credit scores and credit history. Refinancing only available on outside loans.Norfolk Fire FCU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Norfolk Fire FCU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different ...We would like to show you a description here but the site won’t allow us. PFFCU – Police and Fire Federal Credit Union. Contact. 901 Arch Street. Philadelphia, PA 19107. 215-931-0300. 800-228-8801. About. About PFFCU. Contact Us. The Wilmington Police and Fire Federal Credit Union is member-owned and directed organization dedicated to providing financial services to its members. We aspire to be your primary financial institution, providing an array of lifetime financial services to you and your family. We will provide efficient and accurate services in a cost justified ...Police and Fire Federal Credit Union (PFFCU) Customer Service: (800) 228-8801 www.pffcu.orgĐịa chỉ: Toà nhà Golden City, Số 25, đường Nguyễn Thị Minh Khai, Phường Lê Mao, Thành phố Vinh, Tỉnh Nghệ An. CÔNG TY TNHH ĐẦU TƯ VÀ XÂY DỰNG MINH …General Counsel. Police and Fire. Federal Credit Union. 901 Arch St. Philadelphia, PA 19107-2495. Re: Election to Membership (Your Letter of June 12, 1993) Dear Mr. Klein: You requested an opinion regarding the use of credit reports as a factor to be used in approving a potential member for membership in a federal credit union …PFFCU offers home equity loans up to $600,000 with an 80% loan-to-value (LTV) ratio for up to 20 years. Or, you borrow up to $100,000 with 100% LTV for a maximum 15-year term. There are no ...The Finest FCU is unique in that fact that it is the only financial institution in New York City chartered specifically to serve the needs of the New York City Police Department and its affiliates. The Finest FCU mission is to serve the financial needs of the law enforcement personnel that make up our “Field of Membership.”.Established in 1956, Wilmington Police & Fire Federal Credit Union proudly calls Wilmington, Delaware home. For over 68 years, Wilmington Police & Fire FCU has been a trusted financial partner, boasting a network of 1 branch across the country.. As the 14 th largest credit union in Delaware Wilmington Police & Fire Federal Credit Union … Police and Fire Federal Credit Union (PFFCU) Customer Service: (800) 228-8801 www.pffcu.org If you are interested in setting up a Spark Your Genius seminar, please email [email protected] or call (260) 427-5659. Fire Police City County Federal Credit Union - a local credit union near you with six branches in Fort Wayne & New Haven, Indiana.Learn about PFFCU's mission, values, benefits, and awards as a banking institution for police and fire members. Follow PFFCU on LinkedIn to see their updates, employees, …Los Angeles Police Federal Credit Union is a full-service financial institution located in Southern California. We offer valuable personal and business financial products for police and law enforcement officers including checking accounts , savings accounts , credit cards , auto loans , home loans , personal loans , money market accounts ...For your borrowing needs, check out Police FCU first! We will work with your individual needs, get you qualified, and get you the best rates that we can! Learn More About Our Loans. Low rates; Can be used to consolidate and pay off your higher rate loans; Unsecured fixed and variable rate loans;About NCPD FCU. Chartered in 1940, NCPD Federal Credit Union is committed to serving Nassau County’s law enforcement community and their families with superior, virtually fee-free financial services. We’re proud to offer high dividends on savings, low interest rates on loans and lines of credit, and the latest in digital services and ...Call 1-800-500-1044. Did you know that Wilmington Police & Fire FCU has a Facebook page? Office Hours Monday - Friday 9:00 am - 4:00 pm The last working day of each month, the office will close at 2:00 pm. ATM Locations To find the nearest ATM, click here. Need to find an ATM on the go?The routing number can be found on your check. The routing number information on this page was updated on Mar. 25, 2024. Check Today's Mortgage/Refi Rates. Bank Routing Number 236084285 belongs to Phila Police & Fire Fed Cu. It routing both FedACH and Fedwire payments. Fire Police City County Federal Credit Union This section of the page contains a carousel that visually displays various slides one at a time. For screen reader users, pausing the slider will allow the slides to be announced simply when you use the carousel navigation buttons. WE MEAN POLICE BUSINESS ® GREAT OFFERS FROM THE CREDIT UNION IN THE NEWS THE FINANCIAL BRAND The Credit Union is honored to be spotlighted in the November 2023 edition of Financial Brand in an article entitled: “How a Chicago Credit Union Became a Personalization Powerhouse”: “Niches have always been a part of … The Police Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. The Police Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history, or ... The full PFFCU banking experience unified across all devices - manage accounts, check balances, transfer funds, view transactions, pay bills, make deposits, and more. Stay in …Comprehensive Credit Union Services. Explore financial services designed with you in mind at Police and Fire FCU located in Warminster. Police and Fire brings you a suite of personalized banking products, from individual accounts to corporate financial solutions. High-yield Savings and Diverse Checking Options.We have exciting news! City & Police Federal Credit Union will become a part of Alive Credit Union, effective April 1, 2024. Our members cast a majority vote in favor of the merger, so we will now begin the process of integrating our two credit unions. For the time being, your City & Police membership terms and conditions remain in effect.Find company research, competitor information, contact details & financial data for Police and Fire Federal Credit Union (Inc) of Philadelphia, PA. Get the latest business insights from Dun & Bradstreet.PFFCU offers home equity loans up to $600,000 with an 80% loan-to-value (LTV) ratio for up to 20 years. Or, you borrow up to $100,000 with 100% LTV for a maximum 15-year term. There are no ...Los Angeles Police Federal Credit Union is a full-service financial institution located in Southern California. We offer valuable personal and business financial products for police and law enforcement officers including checking accounts , savings accounts , credit cards , auto loans , home loans , personal loans , money market accounts ...Police & Fire Federal Credit Union - Find branch locations near you. Full listings with hours, contact info, Services, reviews and more. (HQ: Philadelphia, PA)Established in 1956, Wilmington Police & Fire Federal Credit Union proudly calls Wilmington, Delaware home. For over 68 years, Wilmington Police & Fire FCU has been a trusted financial partner, boasting a network of 1 branch across the country.. As the 14 th largest credit union in Delaware Wilmington Police & Fire Federal Credit Union …Police and Fire Federal Credit Union has experienced a decrease from Q1 2023 to Q4 2023 of -$64,891,685 in Amount of Outstanding Fixed-Rate Loans for 1- to 4-Family Residential Properties, Secured by First Lien, with Terms Exceeding 15 Years. During the period, the minimum reported number was $1,159,163,940 and the maximum … The rate you receive may be higher based on your credit score, mortgage loan-to-value ratio or other loan factors. Rates are based on loans up to $766,550. For rates on loans exceeding $766,550 (Jumbo loans) call PFFCU at 215-931-0300 or 800-228-8801 and ask to speak to a Mortgage Advisor to discuss your applicable rate. Police and Fire Federal Credit Union (PFFCU) Customer Service: (800) 228-8801. www.pffcu.org. Police and Fire Federal Credit Union (PFFCU) Routing Number: …Home Equity Line of Credit Payment Example: A $50,000 line of credit at 6.74% APR for 120 months (repayment period) would have an estimated monthly payment of $573.76. Police Federal Credit Union offers mortgages for police officers including fixed and adjustable low rate loans, a first-time homebuyer option, and more. Apply today!How to Earn Police and Fire FCU Rates: Open a Premium Yield account from Police and Fire Federal Credit Union. Input your info – Provide your name, address, phone, email and social security number or Tax ID. Fund the account – Transfer funds electronically from an internal account here or an external account at another bank. Screenshots. The full PFFCU banking experience unified across all devices - manage accounts, check balances, transfer funds, view transactions, pay bills, make deposits, and more. Stay in control of your PFFCU Visa® debit and credit cards with card monitoring controls and alerts. You can also quickly send money to your friends, family, and ... Routing Number 236084285 is the routing transit number of PHILA POLICE & FIRE FED CU situated in PHILADELPHIA, PA . It is a nine digit bank code, used in the United States, which identifies the financial institution of the check on which it was drawn. Routing Numbers are also used for routing of funds to the destination bank in e-payments (ACH ...The Wilmington Police and Fire Federal Credit Union is member-owned and directed organization dedicated to providing financial services to its members. We aspire to be your primary financial institution, providing an array of lifetime financial services to you and your family. We will provide efficient and accurate services in a cost justified ...We have exciting news! City & Police Federal Credit Union will become a part of Alive Credit Union, effective April 1, 2024. Our members cast a majority vote in favor of the merger, so we will now begin the process of integrating our two credit unions. For the time being, your City & Police membership terms and conditions remain in effect.Main page; Contents; Current events; Random article; About Wikipedia; Contact us; Donate; Pages for logged out editors learn more801 Market Street, Philadelphia PA. Oversee and monitor daily departmental activities such as cross-training; workflow control; audit activities; and quality control to achieve targeted business ... Find a Branch or call us at 215.931.0300. Get timely insights and trusted advice relevant to your life stage, needs, and goals. For your borrowing needs, check out Police FCU first! We will work with your individual needs, get you qualified, and get you the best rates that we can! Learn More About Our Loans. Low rates; Can be used to consolidate and pay off your higher rate loans; Unsecured fixed and variable rate loans;The Police and Fire Federal Credit Union is offering several competitive CD rates including a 4% APY 5 year CD, 3.25% APY 30 month certificate of deposit, and a 2.40% APY 3 month CD. Membership to the Police and Fire FCU is available nationally but limited to active or former members of the police or fire department. Membership also …Bill Pay Fee per transaction (if no eStatements) $1.00. Cashier's Check. (to replace member's check) $5.00. Courtesy Pay Fee. $32.00 per presentment. Dormant Account Fee (under $50) $10.00 per month after 12 months of inactivity, Upon reaching 3 years the account is escheated.FIRSTLIGHT FCU. PO BOX 25204 FRT WORTH TX 76124‐2204. FIRSTMARK CREDIT UNION. PO BOX 701650 SN ANTNO TX 78270‐1650. FIRSTMERIT BANK NA. 295 FIRST MERIT AKRON OH 44307‐2305. FIVE POINT FCU. PO BOX 1366 NEDERLAND TX 77627‐1366. Flagstar Bank FSB ISAOA. PO Box 52198 Phoenix AZ 85072-2198. …The Finest FCU is unique in that fact that it is the only financial institution in New York City chartered specifically to serve the needs of the New York City Police Department and its affiliates. The Finest FCU mission is to serve the financial needs of the law enforcement personnel that make up our “Field of Membership.”.Currently led by Robert Bunk, the Linden Nj Police & Firemen FCU has grown its membership to over 1,416 with assets of more than $10,411,802. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (908) 486-7249 or email them at [email protected] to get exact details . …The Central Jersey Police & Fire Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled …Mar 19, 2024 · About this app. The full PFFCU banking experience unified across all devices - manage accounts, check balances, transfer funds, view transactions, pay bills, make deposits, and more. Stay in control of your PFFCU Visa® debit and credit cards with card monitoring controls and alerts. You can also quickly send money to your friends, family, and ... COPFCU is a not-for-profit financial institution dedicated to serving the financial needs of all of our public servants and their families: Cincinnati’s Police Force, Firefighters, Government Employees and Public School Teacher and Administrators. Our daily commitment is to give back to all those who have given so much to keep our community ... We would like to show you a description here but the site won’t allow us. The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.”. We are all working together to help each other meet our individual financial goals. Staff. Treasurer/Manager – Barbara Rios. Teller Nancy Kasper.Police and Fire Branch Locations. Find your nearest Police and Fire FCU branch with ease. Whether you're in the city or the suburbs, Police and Fire has conveniently located branches ready to serve you. Experience first-hand the personalized banking services offered. Extensive network of 18 branchesThe full PFFCU banking experience unified across all devices - manage accounts, check balances, transfer funds, view transactions, pay bills, make deposits, and more. Stay in …Cedarbrook Plaza Branch. 1000 Easton Road Wyncote, PA 19095-2918. Police and Fire Federal Credit Union offers a vast network of ATMs for its members to access their accounts and perform financial transactions on-the-go. Our ATMs are conveniently located at credit union branches, shopping centers, and retail locations … 1. The Premium Yield Account (PYA) requires a $2,500 balance to earn dividends. Dividends do not accrue on days when the ending balance is below the required balance. The rate you receive may be higher based on your credit score, mortgage loan-to-value ratio or other loan factors. Rates are based on loans up to $766,550. For rates on loans exceeding $766,550 (Jumbo loans) call PFFCU at 215-931-0300 or 800-228-8801 and ask to speak to a Mortgage Advisor to discuss your applicable rate. Police and Fire FCU - 3333 Street Road, Bensalem, PA Map Loan Center Branch. Find Nearby Branches. Nearby Police and Fire Federal Branches. Four Greenwood Square Branch. 3325 St Rd Bensalem, PA Open Today. 0.2 miles. Leo Mall Branch. 11705 Bustleton Ave Philadelphia, PA Open Today. 3.1 miles. Grant and Academy Branch.
Bài viết cập nhật thông tin Mã tỉnh Nghệ An năm 2023 mới nhất gồm đầy đủ thông tin về mã tỉnh (thành phố), mã quận (huyện), mã xã (phường), mã các trường THPT trên địa …. Lexica
Senior Collector at Police and Fire Federal Credit Union Collingswood, New Jersey, United States. 104 followers 106 connections. Join to view …POLICE AND FIRE FCU: Routing Number: Bank: POLICE AND FIRE FCU: Routing Number : 236084285: Telegraphic name : POLICE AND FIRE PHIL: City : PHILADELPHIA: State : Pennsylvania (PA) Funds transfer status : eligible: Funds settlement-only status : Book-Entry Securities transfer status : eligible: Date of last revision (YYYYMMDD)FIRSTLIGHT FCU. PO BOX 25204 FRT WORTH TX 76124‐2204. FIRSTMARK CREDIT UNION. PO BOX 701650 SN ANTNO TX 78270‐1650. FIRSTMERIT BANK NA. 295 FIRST MERIT AKRON OH 44307‐2305. FIVE POINT FCU. PO BOX 1366 NEDERLAND TX 77627‐1366. Flagstar Bank FSB ISAOA. PO Box 52198 Phoenix AZ 85072-2198. …CU Talk. CU Talk allows 24/7 access to your credit union account with a touch-tone phone and a personal identification number (PIN). 260-484-2102 Option 1. 833-279-9360.Police and Fire Federal Credit Union (PFFCU) Customer Service: (800) 228-8801 www.pffcu.orgGeneral Counsel. Police and Fire. Federal Credit Union. 901 Arch St. Philadelphia, PA 19107-2495. Re: Election to Membership (Your Letter of June 12, 1993) Dear Mr. Klein: You requested an opinion regarding the use of credit reports as a factor to be used in approving a potential member for membership in a federal credit union …Police and Fire Federal Credit Union has experienced a decrease from Q1 2023 to Q4 2023 of -$64,891,685 in Amount of Outstanding Fixed-Rate Loans for 1- to 4-Family Residential Properties, Secured by First Lien, with Terms Exceeding 15 Years. During the period, the minimum reported number was $1,159,163,940 and the maximum …Bài viết cập nhật thông tin Mã tỉnh Nghệ An năm 2023 mới nhất gồm đầy đủ thông tin về mã tỉnh (thành phố), mã quận (huyện), mã xã (phường), mã các trường THPT trên địa …If you’re a member of the Police and Fire Federal Credit Union (PFFCU) your routing number is 236084285. You can find this number in a few different places and use it for several different financial transactions. What Is a Routing Number? A routing number is an identification number for a bank, credit union, or other financial institution.The Police and Fire Federal Credit Union is offering several competitive CD rates including a 4% APY 5 year CD, 3.25% APY 30 month certificate of deposit, and a 2.40% APY 3 month CD. Membership to the Police and Fire FCU is available nationally but limited to active or former members of the police or fire department. Membership also …The Finest FCU is unique in that fact that it is the only financial institution in New York City chartered specifically to serve the needs of the New York City Police Department and its affiliates. The Finest FCU mission is to serve the financial needs of the law enforcement personnel that make up our “Field of Membership.”.The Central Jersey Police & Fire Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled …Established in 1938, Police and Fire Federal Credit Union is headquartered in Philadelphia, Pennsylvania. Convenient: 18 branches and 17 ATMs. Capital Base: …Dec 12, 2023 · Simple Form - PFFCU - Police & Fire Federal Credit Union. December 12, 2023. Download the SecurLOCK app for real-time monitoring of your Police FCU credit card transactions. Protect your home computer with a firewall and antivirus software. Use multi-authentication for account logins and avoid using the same passwords for multiple websites. When possible, use fingerprint security to limit fraudulent access. Police and Fire FCU - 798 Bethlehem Pike, Montgomeryville, PA Map Montgomery Mall Branch. Find Nearby Branches. Nearby Police and Fire Federal Branches. Warminster Branch. 505 W St Rd Warminster, PA Closed Today. 8.2 miles. Cedarbrook Branch. 1000 Easton Rd Wyncote, PA Closed Today. 11.3 miles. Ridge Avenue Branch. 9165 Ridge AveFor over 85 years, Central Jersey Police & Fire FCU has been a trusted financial partner, boasting a network of 1 branch across the country. Central Jersey Police & Fire Federal Credit Union stewards over $43.76 Million in assets … Find a Branch or call us at 215.931.0300. Get timely insights and trusted advice relevant to your life stage, needs, and goals. For example, Points of 0.10% of the loan amount means you will pay PFFCU at closing $100 for every $100,000 borrowed. A Lender Credit of -0.10% of the loan amount means PFFCU will apply $100 for every $100,000 borrowed to offset your closing costs. Members are responsible for payment of all mortgage taxes in Florida, including, but not limited ....